I am Marguerite Pelletier. I live in Calgary and I spent eleven years in accounts receivable at a building-supplies distributor, which is a job that teaches you to think of every payment as a claim against somebody that either settles or does not.
That is the lens I bring to this. I am not especially interested in which casino has the flashiest lobby. I care about whether the money comes back, how long it takes, and what the cashier does when something goes sideways — because that is the part that ruins people's week.
Everything on this page came from an account I opened myself with my own money. I do not publish a score out of ten, because a number implies a precision I cannot honestly claim, and because it lets people skip the part that actually matters: who a site is wrong for.
Every operator in the rankings was opened as a real account and funded from her own Calgary chequing account. The measurement that sets the order is the return leg — the elapsed time from requesting a withdrawal to the Interac notification arriving — because deposits are near-instant almost everywhere and ranking on them would produce a fifteen-way tie.
She also records whether a payout arrives as an Autodeposit or as a security-question transfer, which is the difference between money landing while you sleep and money sitting unclaimed until you work out the answer.
She does not publish a score out of ten. A number implies a precision a payment test cannot support and it lets readers skip the part that matters: who a site is wrong for.
Interac e-Transfer and Autodeposit, Canadian payment processors, casino payout times, welcome-bonus terms and responsible gambling.
